Wed. Jul 24th, 2024


On April 1st, The California fight on Climate Control received it’s first Credits to repay the consumer. If you did not get a Pacific Power bill this month, it was intentional. The credit I am receiving is $305.00 dollars and some cents. Which means, the consumer will have  a zero bill for the month of April, and may still have credit forthcoming.

 Millions of Californians will see savings on their electricity bill—in April and October for residential customers and monthly for small businesses—from a State program to fight climate change by reducing greenhouse gas emissions.

The Climate Credit is designed to help all of us in California fight climate change and clean the air. You don’t need to do anything to get the credit, but if you want to join California’s efforts to tackle climate change, there’s a lot you can do.

Currently there are low interest loans you can obtain to update your home to make it more energy efficient. Must have a credit score of at least 660.

Sun West Mortgage Company, Inc. (Sun West, NMLS 3277) has teamed with the Electric & Gas Industries Association (EGIA) to offer homeowners access to the new Federal Housing Administration (FHA) sponsored PowerSaver Loan Program.  This national loan program is backed by FHA and is sold on the secondary market. It, therefore, has funding that is not dependent on local utility or government programs.  Homeowners take advantage of both the California rebates and special PowerSaver financing for eligible home energy improvements.

Financing Terms:

  • Types of Upgrades: Energy efficiency and renewable energy improvements
  • Interest Rates:  For latest rates, visit
  • Payment Duration: Up to 15 years for energy efficiency; up to 20 years for renewable energy improvements
  • Financing Amounts: Up to $25,000
  • Type of Loans:  Secured by a lien on the property
  • Other:  No prepayment penalties.
  • Incentives: As an added incentive, Sun West Mortgage is offering borrowers no closing costs for approximately the first one thousand loans (or until funds are expended) through a grant provided by the U.S. Department of Housing and Urban Development (HUD).

Program Details:

  • Residential, single-family detached properties only
  • Energy efficiency and renewable energy improvements must be installed by an EGIA GEOSmart Authorized Contractor; see directory at
  • Call (866) 7403677 or visit for more information



Leave a Reply

Your email address will not be published. Required fields are marked *